Uninsured by design: The rise of nontraditional health coverage in the US
Alternative insurance models are becoming increasingly popular as individuals and employers look for more affordable and flexible options beyond traditional health plans. Healthcare Brew examines a variety of these nontraditional solutions—including short-term health plans, farm bureau health plans, healthcare sharing arrangements, and innovations in self-funded employer plans—highlighting their benefits, risks, and legal complexities.
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- The significant trade-offs and regulatory concerns that come with these alternatives
- How alternative models aim to reduce costs and increase flexibility
- How these plans can bypass standard insurance regulations
- New strategies in self-funded employer plans offer additional cost-saving potential